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The California Housing Finance Agency [last] Tuesday announced availability of new 30-year fixed-rate loans for first-time homebuyers at 4 percent interest.


The loan program, in partnership with the Federal Housing Administration, is for borrowers stymied by today's strict conventional lending requirements.


Borrowers must meet low- to moderate- income limits established by CalHFA.


CalHFA Executive Director Steven Spears says the option helps qualified first-time buyers get around some of today's extremely tight rules set by banks and lenders.


For more details, call CalHFA at (877) 922-5432.

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Call The Sacramento Bee's Jim Wasserman, (916) 321-1102 or email him at [email protected]. Read his blog on real estate, Home Front, at www.sacbee.com/blogs.


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