The California Civil Code requires that Real Estate Agents and their Sellers must exercise good faith in their selection of a third party report provider. And since the NHD industry is unregulated, it is critical to choose wisely. The Property I.D. Report is the most accurate and comprehensive NHD report available, and Property I.D. is always the first to comply with federal, state, and local natural hazard disclosure requirements. Having served the California real estate industry for over 30 years, and proudly committed to investing in local job creation, at Property I.D., we understand that you want a responsive team at your fingertips in your NHD provider. We pride ourselves on our unparalleled service to the California Real Estate Professional. Property I.D.’s professionally trained 24 hour local customer service representatives are available to serve you, and free consultation with California disclosure attorneys is available to answer your NHD questions on the Property I.D. Reports.

The NHDS, pursuant to California Civil Code 1103 et seq., is a legally required disclosure form in most California residential real estate transactions, which the seller and the seller's agents are obligated to provide to the buyer. It gives the buyer information about items that could negatively affect the value and desirability of his/her property and in some cases could seriously affect the insurability of the property. The NHDS can be prepared by a third party NHD report provider, and the liability will shift to them so long as you first exercise good faith in your selection of the third party NHD report provider under California Civil Code Sections 1103.4 and 1103.7. But since the NHDS industry is unregulated, and since the state of that non-regulation does not require NHD report providers to carry errors & omissions insurance to protect them, your client, or you, how can you choose the best? Here are a few things to consider in choosing a NHD report provider:

  1. Has the third party NHD report provider named you/your brokerage as an additional insured on their errors and omissions policy, and have they given you a copy of the insurance certificates for your files?
  2. Has the third party NHD report provider been sued repeatedly for the content (or lack thereof) in their reports?
  3. Have you compared the differences in NHD report providers?
  4. Does the third party report provider include "advisories" instead of site-specific disclosures?
  5. Have you compared the Terms and Conditions sections?
  6. Have they changed ownership and failed to assume liability for their old reports?

Securing the answers to these questions is part of your due diligence in representing your clients. Knowing the differences in NHD report providers is security for yourself and your clients.

The NHD report is critically important, and all NHD reports are different. Choosing the wrong NHD report provider in this unregulated industry could be costly. Don't learn the differences between NHD report providers through litigation. The liability under the Civil Code belongs to you and letting someone else choose your report or claiming ignorance of the differences in the reports does not shield you from liability. Know the differences in NHD report providers and confidently choose Property I.D.


To know more about our products, services and our website, go to Frequently Asked Questions.

Any other questions?

Please call us at 1-800-626-0106 or email us.

  • The Property I.D. Report is the most accurate and comprehensive NHD report available
  • Committed to a single mission for over 30 years: Disclose with Confidence!
  • Ordering the most comprehensive and accurate NHD report available could save you a great deal of time, money and stress: Choose Property I.D.!
  • Choose Property I.D., the most comprehensive and accurate Natural Hazard Disclosure Report
  • California Jobs Company! The Property I.D. NHD Report is always made in California for you!
  • Know the differences in NHD report providers and confidently choose Property I.D.
  • Property I.D. has been helping investors and developers realize their success in real estate for over 30 years.